Home improvement can be a pricey proposition. Whether you are upgrading your master bath to an in-home spa or taking care of a much-needed roof replacement, you are likely to need a good chunk of change. However, it is possible to save money on home That isn't the only credit older adults can use for housing. The federal government will allow the non-refundable income tax credit to apply on up to $10,000 in home renovation costs. All photos courtesy of Ethan Arnheim. It’s easy to be wowed by a professional renovation that costs as much as a small house. But when someone is able to do their own work—on a budget, no less—and does it well, it’s doubly impressive. Example A .